Business Accounts & Services

Business Checking & Savings
Your business checking account is the key to your financial management. Unlock its ability to earn real rewards for your business with a customized plan from Mountain View Bank of Commerce. Let us know your business needs and we will be there to help you.

Money Market Deposit Account
Our Business Money Market Account provides you the opportunity to earn a high rate of interest. Transfers are limited to 6 per statement cycle. The interest rate earned is determined by the balances maintained.

Certificates of Deposit
Mountain View Bank of Commerce has a variety of rates and terms available for you. Select a term tailored to your investment needs.

Check Imaging
Check Imaging is a process where digital images of each check we process are captured and stored on disk. The images are then sorted, sized, and delivered to you in your monthly statement.

Check Imaging not only provides you with an easy, convenient way to store and organize your canceled checks, but allows us to provide you with faster and less expensive research services should you require copies of past statements or individual checks. You can make your request by calling us directly at 303.243.5400.

Check Imaging, provided with your monthly statement, is a free service provided by Mountain View Bank of Commerce for all of our checking accounts.

Business Checking Accounts

Free Business Account

Fewer than 200 debits and/or credits combined

• $100 Minimum Deposit to Open
• No Minimum Balance
• Per Item Fee Debit/Credit and Deposited Items .25 per Item Exceeding 200 Items
• Free Online Banking
• Monthly Statement with Imaged Checks
• Free Visa Debit Card Available

Regular Business Checking

• $100 Minimum Deposit to Open
• No Minimum Balance, Monthly Service Charge**
• Per item Fee Debit/Credit and Deposited Items .15 per Item Exceeding 100 Items
• Free Online Banking
• Monthly Statement with Imaged Checks
• Free Visa Debit Card Available
• Internet Bill Pay Available (.50/transaction after 20)
• Earnings Credit to Offset Service Charges¹

Business Interest Checking

This is an interest bearing checking account* for sole proprietorship, non-profit organizations

• Tiered Rates
  • Tiers: $0-$4,999.99; $5,000.00-$24,999.99; $25,000.00-$49,999.99; $50,000.00-$74,999.99; $75,000.00 & ABOVE
• $100 Minimum Deposit to Open
• $2,000 Daily Minimum Balance Required to Waive Monthly and per Check/Debit Fees**
• Per Item Fee Debit/Credit and Deposited Items .15 per Item Exceeding 200 Items
• Free Online Banking
• Monthly Statements with Imaged Checks
• Free Visa Debit Card Available
• Internet Bill Pay Available (.50/transaction after 20)

*interest accrued on daily collected balance, interest paid monthly
**monthly service charge $10.00

¹Earnings Allowance Calculation - Collected deposit balances to offset fees/90% of 4-week avg of 90 day T-bill rate is used to offset account, cash management and other fees

Savings & Money Market Accounts

Business Savings

This is a traditional interest bearing savings account*

• $100 Minimum Deposit to Open
• Tiered Rates
  • Tiers: $0-$4,999.99; $5,000.00-$24,99.99; $25,000.00-$49,999.99; $50,000.00-$74,999.99; $75,000.00 & ABOVE
• $500 Daily Minimum Balance Required to Waive Monthly Fee***
• Free Internet Banking
• Free ATM Access
• excess Withdrawal****

Conditions - Six withdrawals from your account each month or similar four-week period. This includes ACH, electronic, or transfer withdrawals.

Higher return.** Number of transactions subject to regulatory restrictions

• Tiered Rates
  • Tiers: $0-$24,999.99; $25,000.00-$49,999.99; $50,000.00-$99,999.99; $100,000.00-$199,999.99; $200,000.00 & ABOVE
• $100 Minimum Deposit to Open
• $2,000 Daily Minimum Balance Required to Waive Monthly Fees¹
• Monthly Statement with Imaged Checks
• Free Internet Banking
• excess Withdrawal²

Conditions - Six withdrawals from your account each month or similar four-week period. This includes ACH, electronic, or transfer withdrawals.

*interest accrued on daily collected balance, interest paid quarterly
**interest accrued on daily collected balance, interest paid monthly
***monthly service charge $5.00 per quarter, assessed quarterly
**** excess withdrawal $5.00 per item

¹monthly service charge $10.00 per month
²excess withdrawal $10.00 per item

Fees may reduce earnings on account