Personal Accounts & Services

Checking and Savings Accounts
We offer a full array of personal checking and savings accounts designed to fit your specific banking needs. Our accounts offer attractive interest rates, so please call for details.

Click Here to view our current rates

Money Market Accounts
A Money Market Account affords you the opportunity to earn a higher rate of interest than our Statement Savings Account. Transfers are limited to 6 per statement cycle. The interest rate earned is determined by the balances maintained.

Certificates of Deposit
Mountain View Bank of Commerce has a variety of rates and terms available to you. Select a term tailored to your investment needs from 3 months to 60 months.

Lending Services
Mountain View Bank of Commerce offers convenient, affordable personal loans, home equity loans and lines of credit to fit just about any situation and budget. Our broad selection of products and services can help you achieve your financial goals.

Check Imaging
Check Imaging is a process where digital images of each check we process are captured and stored on disk. The images are then sorted, sized, and delivered to you in your monthly statement.

Check Imaging not only provides you with an easy, convenient way to store and organize your canceled checks, but allows us to provide you with faster and less expensive research services should you require copies of past statements or individual checks. You can make your request by calling us directly at 303.243.5400.

Check Imaging, provided with your monthly statement, is a free service provided by Mountain View Bank of Commerce for all of our checking accounts.

Wire Transfers & Other Services
Mountain View Bank of Commerce offers a full line of deposit related services including domestic and foreign wire transfers, direct deposit payroll, telephone transfers, automated clearing house (ACH) transactions, night depository, cashier checks.

Personal Checking Accounts

Free Account

• $100 Minimum Deposit to Open
• No Minimum Balance
• Free Internet Banking
• Monthly Statement with Imaged Checks
• Free Visa Debit/ATM Card Available

Interest Checking

• Tiered Rates*
  • Tiers: $0-$999.99; $1,000.00-$2,499.99; $2,500.00-$4,999.99; $5,000.00 & ABOVE
• $100 Minimum Deposit to Open
• $1,000 Daily Minimum Balance Required to Waive Monthly Fees**
• Free Internet Banking
• Monthly Statement with Imaged Checks
• Free Visa Debit/ATM Card Available
• Internet Bill Pay Available (.50/transaction after 20)
• Senior Age 50 (Checks - Bank Stock N/C)
• Senior Age 50 (Cashier's Checks N/C)

*interest accrued on daily collected balance, interest paid monthly
**monthly service charge $10.00

Savings & Money Market Accounts

Basic Savings*

This is a traditional interest bearing savings account

• $100 Minimum Deposit to Open
• Tiered Rates
  • Tiers: $0-$999.99; $1,000.00 & ABOVE
• $100 daily minimum balance required to waive monthly fee***
• Free Online Banking
• excess Withdrawal****

Conditions - Six withdrawals from your account each month or similar four-week period. This includes ACH, electronic, or transfer withdrawals.

Minor Savings*

• $100 Minimum Deposit to Open
• Tiered Rates
  • Tiers: $0-$999.99; $1,000.00 & ABOVE
• No Minimum Balance Required
• Free Internet Banking
• excess Withdrawal****

Conditions - Six withdrawals from your account each month or similar four-week period. This includes ACH, electronic, or transfer withdrawals.

Money Market Account**

• $100 Opening Deposit to Open
• Tiered Rates
  • Tiers: $0-$4,999.99; $5,000.00-$24,999.99; $25,000.00-$49,999.99; $50,000 & ABOVE
• $2,000 Daily Minimum Balance Required to Waive Monthly Fee¹
• Monthly Statement with Imaged Checks
• Free Internet Banking
• excess Withdrawal²

Conditions - Six withdrawals from your account each month or similar four-week period. This includes ACH, electronic, or transfer withdrawals.

Additional Services

Shareholder Premium**

• $20,000 Minimum Deposit to Open
• Tiered Rates
  • Tiers: $0-$19,999.99; $20,000.00-$$49.999.99; $50,000.00-$499,999.99; $500,000.000 & ABOVE
• Monthly Statement with Imaged Checks
• Free Internet Banking
• $20,000 Daily Minimum Balance Required to Waive Monthly Fee¹
• excess Withdrawal²

Conditions - Six withdrawals from your account each month or similar four-week period. This includes ACH, electronic, or transfer withdrawals.

Certificates of Deposit

• Early Withdrawal Penalty*****
• Certificates of Deposits (Under $100,000)
  • Terms: 3 months, 6 months, 12 months, 24 months, 36 months, 48 months, 60 months

Certificates of Deposits ($100,000 and Greater)

• Terms: 3 months, 6 months, 12 months, 24 months, 36 months, 48 months, 60 months

*Interest accrued on daily collected balance, interest paid quarterly
**interest accrued on daily collected balance, interest paid monthly
***Monthly service charge $5.00 per quarter, assessed quarterly
****excess withdrawal $5.00 per item

*****Principal withdrawals prior to maturity will result in a penalty of 30 days of interest for CDs up to 90 days; 60 days of interest for CDs from 91-364 days; 180 days of interest for 1-2 year CDs and 1 year of interest for CDs 3 years and greater. If the CD closes before interest is credited to the CD, the customer will not receive the interest which may result in a loss of principal due to penalty.

¹monthly service charge $10.00 per month
²excess withdrawal $10.00 per item

Fees may reduce earnings on account.