Current Rates
| Business Interest Checking |
$100 Minimum Opening Deposit
Balance to obtain APY |
Interest
Rate
|
Annual Percentage Yield (APY*)
|
| Up to $4,999.99 |
.20%
|
.20%
|
| $5,000 - $24,999.99 |
.20%
|
.20%
|
| $25,000.00 - $49,999.99 |
.20%
|
.20%
|
| $50,000.00 - $74,999.99 |
.20%
|
.20%
|
| $75,000.00 & above |
.20%
|
.20%
|
|
|
| Business Mount Sopris MMDA |
$100 Minimum Opening Deposit
Balance to obtain APY |
Interest
Rate
|
Annual Percentage Yield (APY*)
|
| Up to $24,999.99 |
.45%
|
.45%
|
| $25,000 - $49,999.99 |
.45%
|
.45%
|
| $50,000.00 - $99,999.99 |
.45%
|
.45%
|
| $100,000.00 - $199,999.99 |
.45%
|
.45%
|
| $200,000.00 & Above |
.45%
|
.45%
|
|
|
| Business Maroon Bells MMDA |
$100 Minimum Opening Deposit
Balance to obtain APY |
Interest
Rate
|
Annual Percentage Yield (APY*)
|
| Up to $24,999.99 |
.80%
|
.80%
|
| $25,000 - $49,999.99 |
.80%
|
.80%
|
| $50,000.00 - $99,999.99 |
.80%
|
.80%
|
| $100,000.00 - $199,999.99 |
.80%
|
.80%
|
| $200,000.00 & Above |
.80%
|
.80%
|
| Personal Interest Checking |
$100 Minimum Opening Deposit
Balance to obtain APY |
Interest
Rate
|
Annual Percentage Yield (APY*)
|
| Up to $999.99 |
.20%
|
.20%
|
| $1,000.00 - $2,499.99 |
.20%
|
.20%
|
| $2,500.00 - $4,999.99 |
.20%
|
.20%
|
| $5,000.00 & Above |
.25%
|
.25%
|
|
|
| Shareholder / Employee Account |
$100 Minimum Opening Deposit
Balance to obtain APY |
Interest
Rate
|
Annual Percentage Yield (APY*)
|
| Up to $999.99 |
.20%
|
.20%
|
| $1,000.00 - $2,499.99 |
.20%
|
.20%
|
| $2,500.00 - $4,999.99 |
.20%
|
.20%
|
| $5,000.00 & Above |
.25%
|
.25%
|
|
|
| Personal Pikes Peak MMDA |
$100 Minimum Opening Deposit
Balance to obtain APY |
Interest
Rate
|
Annual Percentage Yield (APY*)
|
| Up to $4,999.99 |
.80%
|
.80%
|
| $5,000 - $24,999.99 |
.80%
|
.80%
|
| $25,000.00 - $49,999.99 |
.80%
|
.80%
|
| $50,000.00 & Above |
.80%
|
.80%
|
|
|
| Personal Longs Peak MMDA |
$100 Minimum Opening Deposit
Balance to obtain APY |
Interest
Rate
|
Annual Percentage Yield (APY*)
|
| Up to $4,999.99 |
.45%
|
.45%
|
| $5,000 - $24,999.99 |
.45%
|
.45%
|
| $25,000.00 - $49,999.99 |
.45%
|
.45%
|
| $50,000.00 & Above |
.45%
|
.45%
|
|
|
| Shareholder Premium MMDA |
$20,000.00 Minimum Opening Deposit
Balance to obtain APY |
Interest
Rate
|
Annual Percentage Yield (APY*)
|
| Up to $19,999.99 |
1.70%
|
1.71%
|
| $20,000.00 - $49,999.99 |
1.75%
|
1.77%
|
| $50,000.00 - $499,999.99 |
1.87%
|
1.89%
|
| $500,000.00 & Above |
2.07%
|
2.09%
|
|
|
| IOLTA |
$100 Minimum Opening Deposit
Balance to obtain APY |
Interest
Rate
|
Annual Percentage Yield (APY*)
|
|
.20%
|
.20%
|
|
|
| IRETA |
$100 Minimum Opening Deposit
Balance to obtain APY |
Interest
Rate
|
Annual Percentage Yield (APY*)
|
|
.20%
|
.20%
|
| Business Savings |
$100 Minimum Opening Deposit
Balance to obtain APY |
Interest
Rate
|
Annual Percentage Yield (APY*)
|
| Up to $4,999.99 |
.31%
|
.31%
|
| $5,000 - $24,999.99 |
.79%
|
.79%
|
| $25,000.00 - $49,999.99 |
.80%
|
.80%
|
| $50,000.00 - $74,999.99 |
.90%
|
.90%
|
| $75,000.00 & Above |
1%
|
1.01%
|
|
|
| Health Savings Account (HSA) |
$100 Minimum Opening Deposit
Balance to obtain APY |
Interest
Rate
|
Annual Percentage Yield (APY*)
|
| Up to $499.99 |
.70%
|
.70%
|
| $500.00 - $2,999.99 |
.80%
|
.80%
|
| $3,000.00 - $9,999.99 |
1.90%
|
1.92%
|
| $10,000 & Above |
2.4%
|
2.43%
|
|
|
| Basic Savings |
$100 Minimum Opening Deposit
Balance to obtain APY |
Interest
Rate
|
Annual Percentage Yield (APY*)
|
| Up to $999.99 |
.60%
|
.60%
|
| $1,000.00 & Above |
1.51%
|
1.52%
|
|
|
| Savings for Minors |
$100 Minimum Opening Deposit
Balance to obtain APY |
Interest
Rate
|
Annual Percentage Yield (APY*)
|
| Up to $999.99 |
.60%
|
.60%
|
| $1,000.00 & Above |
1.51%
|
1.52%
|
| Certificates of Deposit (Under $100,000.00) |
$1,000 Minimum Opening Deposit
Term |
Interest
Rate
|
Annual Percentage Yield (APY*)
|
| 3 Month |
.91%
|
.91%
|
| 6 Month |
1.20%
|
1.21%
|
| 12 Month |
1.50%
|
1.51%
|
| 24 Month |
1.99%
|
2.00%
|
| 30 Month |
2.13%
|
2.15%
|
| 36 Month |
2.23%
|
2.25%
|
| 48 Month |
2.33%
|
2.35%
|
| 60 Month |
2.33%
|
2.35%
|
|
|
| Certificates of Deposit ($100,000.00 and above) |
$100,000 Minimum Opening deposit
Term |
Interest
Rate
|
Annual Percentage Yield (APY*)
|
| 3 Month |
.80%
|
.80%
|
| 6 Month |
.80%
|
.80%
|
| 12 Month |
.80%
|
.80%
|
| 24 Month |
.80%
|
.80%
|
| 30 Month |
.80%
|
.80%
|
| 36 Month |
.80%
|
.80%
|
| 48 Month |
.80%
|
.80%
|
| 60 Month |
.80%
|
.80%
|
|
|
| Certificates of Deposit (13 Month Option) |
$500 Minimum Opening Deposit
Term |
Interest
Rate
|
Annual Percentage Yield (APY*)
|
| 13 Month Option |
1.74%
|
1.75%
|
|
|
| Certificates of Deposit (13 Month Option) |
$100,000 Minimum Opening deposit
Term |
Interest
Rate
|
Annual Percentage Yield (APY*)
|
| 13 Month Option |
0%
|
0%
|
Rates effective as of 9-3-10
For variable rate accounts rates may change after account openings.
Account fees may reduce earnings.
Penalties may apply for early withdrawal of funds from Certificate of Deposit (CD) accounts.
Please refer to account disclosures at our offices for more details.