Online Banking

Remote Deposit

     To report a lost or stolen card:
     Hot Carding Support Center (800-682-6075)
     Available 24 hours a day, seven days a week.

Check Imaging

Check Imaging, provided with your monthly statement, is a free service provided by Mountian View Bank of Commerce for all of our checking accounts.

ACCOUNTS & SERVICES

Personal Checking Accounts

We offer a full array of personal checking and savings accounts designed to fit your specific banking needs. Our accounts offer attractive interest rates, so please call for details.

Free Account

  • $100 Minimum Deposit to Open
  • No Minimum Balance
  • Free Internet Banking
  • Monthly Statement with Imaged Checks
  • Free Visa Debit/ATM Card Available

Interest Checking

  • Tiered Rates*
    • Tiers: $0-$999.99; $1,000.00-$2,499.99; $2,500.00-$4,999.99; $5,000.00 & ABOVE
  • $100 Minimum Deposit to Open
  • $1,000 Daily Minimum Balance Required to Waive Monthly Fees**
  • Free Internet Banking
  • Monthly Statement with Imaged Checks
  • Free Visa Debit/ATM Card Available
  • Senior Age 50 (Checks - Bank Stock N/C)
  • Senior Age 50 (Cashier's Checks N/C)

*interest accrued on daily collected balance, interest paid monthly
**monthly service charge $10.00

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Savings & Money Market Accounts

We offer a full array of personal checking and savings accounts designed to fit your specific banking needs. Our accounts offer attractive interest rates, so please call for details.

Minor Savings*

  • $100 Minimum Deposit to Open
  • Tiered Rates
    • Tiers: $0-$999.99; $1,000.00 & ABOVE
  • No Minimum Balance Required
  • Free Internet Banking
  • excess Withdrawal****

Conditions - Six withdrawals from your account each month or similar four-week period. This includes ACH, electronic, or transfer withdrawals.

Flatirons Savings*

This is a traditional interest bearing savings account

  • $100 Minimum Deposit to Open
  • Tiered Rates
    • Tiers: $0-$99,999.99; $100,000.00-$199,999.99; $200,000.00-$299,999.99; $300,000.00 & ABOVE
  • $100 daily minimum balance required to waive monthly fee***
  • Free Online Banking
  • excess Withdrawal****

Conditions - Six withdrawals from your account each month or similar four-week period. This includes ACH, electronic, or transfer withdrawals.

Flatirons Personal Money Market

  • $100 Opening Deposit to Open
  • Tiered Rates
    • Tiers: $0-$99,999.99; $100,000.00-$199,999.99; $200,000.00-$299,999.99; $300,000 & ABOVE
  • $2,000 Daily Minimum Balance Required to Waive Monthly Fee1
  • Monthly Statement with Imaged Checks
  • Free Internet Banking
  • excess Withdrawal2

Conditions - Six withdrawals from your account each month or similar four-week period. This includes ACH, electronic, or transfer withdrawals.

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Additional Services

Certificates of Deposit

  • Early Withdrawal Penalty*****
  • Certificates of Deposits (Under $100,000)
    • Terms: 3 months, 6 months, 12 months, 18 months, 24 months, 36 months, 48 months, 60 months

Certificates of Deposits ($100,000 and Greater)

  • Terms: 3 months, 6 months, 12 months, 18 months, 24 months, 36 months, 48 months, 60 months

*Interest accrued on daily collected balance, interest paid quarterly
**Interest accrued on daily collected balance, interest paid monthly
***Monthly service charge $5.00 per quarter, assessed quarterly
****Excessive Transaction Fee $5.00 per item

Early Withdrawal Provisions

Principal withdrawals made prior to the maturity date will result in a penalty. CD terms will be assessed the following penalties:

  • Terms of 90 days or less = 30 days interest
  • Terms of 91 - 364 days = 60 days interest
  • Terms of 1 year = 180 days of interest
  • Terms greater than 1 year = 365 days interest

If the CD closes before interest is credited to the CD, the customer will not receive the interest which may result in a loss of principal due to penalty.

1Monthly service charge $10.00 per month
2Excessive Transaction Fee $10.00 per item

Fees may reduce earnings on account.

Wire Transfers & Other Services

Mountain View Bank of Commerce offers a full line of deposit related services including domestic and foreign wire transfers, direct deposit payroll, telephone transfers, automated clearing house (ACH) transactions, night depository, cashier checks.

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